How Fractalized works
Fractalized connects proven local originators with global capital. Each deal gets the same structure, diligence and reporting, from the first loan to yield paid in USDT.
1. Asset selection and due diligence
Proven originators only.
- We work with local lenders that have a track record and recurring capital needs, in invoice factoring, SME private credit, specialist defense credit and trade finance. Before an asset comes onchain, we review the originator's portfolio history, underwriting and servicing. Each originator must have auditable loan or receivable data and steady, short- or medium-term origination.
2. Structuring
One structure, tailored terms.
- Each asset sits in its own special purpose vehicle (SPV). Before launch, the SPV sets out investor rights, the payment order, reporting, and the asset's own terms: how often it pays, how long the lock-up lasts and how investors can exit. Every new market reuses the same legal templates, so each deal is faster to bring on than the last.
3. Tokenization
Income rights, onchain.
- The asset's income rights are issued as tokens on Arbitrum. Only KYC-verified investors can hold them, and every issuance and transfer is recorded onchain.
4. Fundraising
Through Fractalized and our partners.
- Assets are offered on the Fractalized platform and through distribution partners, including asset and wealth managers, fintechs and DeFi platforms. You invest in USDT or fiat after a one-time KYC.
5. Asset operations
The originator runs the book.
- The originator keeps its credit decisions, servicing and borrower relationships, and Fractalized adds global capital on top. We track performance and risk on loan-level data and report it in one investor format, the same for every asset.
6. Distributions
Paid in USDT, on each asset's schedule.
- The asset's income is converted to USDT and paid to token holders by smart contract. Each asset has its own schedule, usually monthly or quarterly, and it is published in the asset's terms before you invest. Tulip, our first asset, has paid 10 monthly distributions at an 18.30% APY at issuance.
7. Liquidity and exit
Exit terms, set for each asset.
- Every asset has its own lock-up and exit terms, published before you invest. Depending on the asset, holders can sell their tokens to other investors for USDT, through an onchain order book or a liquidity pool, including during the lock-up where the terms allow it. How quickly a sale fills depends on demand at the time.
Yield infrastructure,
ready when you are.
ready when you are.
Whether you operate cash flow assets, build financial products, or allocate capital, the platform is live and the team is reachable.
Contact
Our Email
Fractalized Tokenization Labs Ltd.
Unit IH-00-01-02-OF-01, Level 2 Innovation Hub Dubai International Financial Center Dubai
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